Binance Trading Fees 2026 — Complete Guide

Every fee Binance charges, explained with exact numbers. Plus three ways to cut your costs by up to 40%.

Updated: March 2026

Maker vs. Taker Fees — What They Mean

Every exchange charges two types of trading fees. A maker fee applies when your order adds liquidity to the order book — typically a limit order that does not fill immediately. A taker fee applies when your order removes liquidity — typically a market order that fills instantly.

On Binance, the Regular tier charges 0.10% for both makers and takers. This is the rate that applies to the vast majority of users. The distinction becomes more important at higher VIP levels, where maker fees drop significantly.

Binance Spot Fee Tiers

Tier30-Day VolumeMakerTaker
Regular< $1M0.1000%0.1000%
VIP 1$1M+0.0900%0.1000%
VIP 2$5M+0.0800%0.1000%
VIP 3$20M+0.0420%0.0600%
VIP 4$100M+0.0420%0.0540%

Reaching VIP 1 requires $1 million in monthly trading volume, which puts it out of reach for most retail traders. That makes the discount methods below far more practical for reducing your costs.

Three Ways to Reduce Binance Fees

1. Referral Code MGBABA — 20% Off

The simplest and most impactful fee reduction. Registering with referral code MGBABA gives you a permanent 20% discount on all trading fees. Your Regular tier spot fee drops from 0.10% to 0.08%. This applies to spot, futures, and margin trades.

2. BNB Fee Payment — Additional 25% Off

Binance lets you pay trading fees with their native token BNB at a 25% discount. Buy a small amount of BNB and enable "Pay fees with BNB" in your account settings. This stacks with the referral discount, bringing your fee to 0.06%.

3. Limit Orders — Pay Maker Fees

Using limit orders instead of market orders ensures you pay the maker fee, which is equal to or lower than the taker fee at every VIP level. At higher tiers, the maker fee is substantially cheaper. It also gives you better price execution since you set your own price.

Combined Discount Calculation

SetupFeeCost on $10,000 Trade
No discounts0.1000%$10.00
+ Code MGBABA0.0800%$8.00
+ MGBABA + BNB0.0600%$6.00

A trader doing $50,000 per month in volume saves $240 per year just by using code MGBABA and BNB fee payment. No VIP tier required, no minimum balance needed (beyond a few dollars of BNB for fee deductions).

Futures Fees

Binance futures fees start lower than spot fees. The standard USDT-margined futures fee is 0.02% maker and 0.05% taker. Code MGBABA reduces these to 0.016% and 0.04% respectively. BNB payment provides a further 10% discount on futures fees.

Key Takeaway

The fastest way to reduce Binance fees is registering with code MGBABA (20% off) and enabling BNB fee payment (25% off). Together, these bring your effective spot fee from 0.10% down to 0.06% — a 40% reduction requiring zero effort beyond the initial setup.

Sign Up Binance — Code MGBABA (20% Off) →

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Frequently Asked Questions

What are Binance trading fees in 2026?

Binance charges 0.10% for both maker and taker orders at the standard tier. Code MGBABA reduces this to 0.08%. Adding BNB payment brings it to 0.06%. VIP tiers offer further reductions based on volume.

What is the difference between maker and taker fees on Binance?

A maker places a limit order that adds liquidity. A taker places a market order that removes liquidity. Both cost 0.10% at the Regular tier, but using code MGBABA reduces both by 20% to 0.08%.

How do I get the lowest fees on Binance with code MGBABA?

Register with code MGBABA for 20% off, enable BNB fee payment for 25% off, and use limit orders. This combination gives you approximately 0.06% — the lowest rate for regular users.

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